Jenkins and Wynne Auto Group
Drive Forward Program
Low Credit Auto Financing in Clarksville, TN
A New Path to Vehicle Ownership
The Jenkins and Wynne Auto Group has served the Clarksville, Tennessee community since 1946, making us the oldest dealership group in the region. Over nearly eight decades, we have built relationships that go far beyond any single transaction.
The Drive Forward Program is our group-wide commitment to the buyers that conventional financing too often leaves behind. People with no credit history, new credit, or a financial chapter they are working to move past deserve the same access to reliable transportation as anyone else.
Every Jenkins and Wynne location, from Honda and Ford in Clarksville to Lincoln in Clarksville, now operates a dedicated Drive Forward department staffed by an in-house Business Manager who specializes exclusively in non-prime financing. We stock vehicles specifically for this program so buyers have real options, not just a credit application that leads nowhere.
Find the Drive Forward Program at Your Location
Every Jenkins and Wynne dealership operates its own Drive Forward department. Select your preferred location below to get started.
Who the Drive Forward Program Is Built For
Credit histories are rarely simple. This program was designed for the full range of situations that conventional auto financing too often overlooks.
No Credit History
First-time buyers and those with no established credit file.
New to Credit
Recently opened accounts or a thin file with limited history.
Challenged Credit
Past collections, late payments, repossession, or a low score.
Previous Bankruptcy
Discharged bankruptcy or a situation now financially stabilized.
Military Families
Fort Campbell service members and veterans establishing or rebuilding credit.
How the Drive Forward Program Works
Three straightforward steps at any Jenkins and Wynne location. No pressure, no runaround.
Apply Online
Complete a secure credit application from any device. No obligation and no hard inquiry just to get started.
Meet Your Specialist
Each location’s dedicated Drive Forward Business Manager reviews your application and works with non-prime lenders to find real options.
Drive Forward
Choose from Drive Forward-specific inventory, hand-selected for financing accessibility. We structure terms around your budget.
Vehicles Available Across Our Locations
From Honda and Ford to Lincoln, our Drive Forward inventory spans makes and models to match every need and budget.
Common Questions
We want you to feel informed and confident before you ever step into one of our dealerships.
Which dealership should I apply through?
Apply at whichever location carries the vehicles you are most interested in, or the one most convenient to you. Each Jenkins and Wynne location operates its own Drive Forward department with dedicated inventory. You can start an application at any of our locations and a specialist will be in touch to guide you from there.
Will applying hurt my credit score?
Starting an application does not automatically trigger a hard inquiry. Each location’s Drive Forward Business Manager will explain the full process and confirm what happens before any formal credit pull takes place.
What if I have a bankruptcy or repossession on my record?
Neither disqualifies you automatically. Our specialists work with lenders who evaluate your current income and circumstances, not only your past. Every application is reviewed individually.
I am active duty at Fort Campbell. Can I apply?
Absolutely. Military buyers are among the people this program was specifically designed to serve. Military Appreciation pricing is available at our Ford and Lincoln locations, and our specialists are experienced working with the unique credit situations that come with military service.
Will this help me build credit over time?
For most buyers, yes. Consistent on-time payments on a reported auto loan are one of the most reliable ways to build or rebuild a credit history. Our team at any location can discuss how this step fits into a broader financial picture.
Ready to Drive Forward?
Your credit history is not your final answer. Select your dealership below and let one of our Drive Forward specialists show you what is possible.
Financing subject to credit approval. Not all applicants will qualify. Terms, rates, and vehicle availability subject to change without notice. Drive Forward Program inventory is pre-owned and subject to prior sale. Military Appreciation pricing subject to eligibility verification. Jenkins and Wynne Auto Group, 2655 Trenton Rd, Clarksville, TN 37040.